What are the Fees to use Bitwage?
There are no fees for Bitwage's base services which are receiving your wage in crypto (BTC, BCH, ETH) as an individual user and, for employers, paying workers on the platform via wire or bank transfer.
Here's a breakdown of fees for other services:
Being Paid through Bitwage:
Local Currency Distribution: 1% per bank deposit except if subscribed to Bitwage Premium
CAD distribution: 1% per deposit + $1 USD per transfer except if subscribed to Bitwage Premium
Incoming Wire Fee: $10 USD per payroll except if subscribed to Bitwage Premium
Stablecoins:
| Token | Network | Percentage Fee | Flat Fee |
| USDC | Stellar | 2% | None |
| USDC | Ethereum | 2% | $15* |
| DAI** | Ethereum |
2% | $15* |
| cUSD | Celo | 2% | None |
| *Flat fees do not apply to premium users. **DAI outputs could experience slippage and are not always exchanged at 1 DAI to 1 USD. Use USDC or CUSD to avoid slippage. |
Team Wages:
Funding Payrolls with ACH Debit: 0.50% + .50 USD per payroll
Funding Payrolls with Credit Card: 3.50% + .30 USD per payroll
Premium Subscriptions:
Team Wages Premium: $7.99 per worker per month
Premium for Individuals: $15.99 per month
In addition to eliminating the bank output fee, Premium gets you Bitcoin from External Employers the same day. It does not affect timing for Team Wages transactions.