There are no fees for Bitwage's base services which are receiving your wage in Bitcoin and Ether as an individual user and, for employers, paying workers on the platform via wire or bank transfer.
Here's a breakdown of fees for other services:
Being Paid through Bitwage:
USD Bank Distribution:
US users: 1% except if subscribed to Bitwage Premium
Non-US users: 1% per bank deposit always
All other Local Currency Bank Distributions: 1% per bank deposit except if subscribed to Bitwage Premium
CAD and PHP distributions: Additional flat fees of $2.50 for CAD and $1 for PHP except if subscribed to Bitwage Premium
Incoming Wire Fee (for individuals, does not apply to companies): $20 USD per payroll except if subscribed to Bitwage Premium
*Incorrectly sending funds may result in longer processing times and extra fees regardless of subscription status.
Stablecoins:
| Token | Network | Variable fee | Flat fee |
| USDT** | Ethereum | 3% | $15* |
| USDT** | Tron | 3% | None |
| USDC | Ethereum | 2% | $15* |
| USDC | Stellar | 2% | None |
| DAI** | Ethereum | 2% | $5* |
| CUSD (Celo dollar) | Celo | 2% |
None |
USDC is not available to US users
Token Network Percentage Fee Flat Fee *Flat fees do not apply to premium users.**DAI and USDT outputs could experience slippage and are not always exchanged at 1 to 1 USD. Use USDC or CUSD to avoid slippage.
Business payroll fees:
Funding Payrolls with ACH Debit: 0.50% + .50 USD per payroll
Funding Payrolls with Credit Card: 3.50% + .30 USD per payroll
There is no fee to fund via Wire or ACH credit transfer.
Premium Subscriptions:
Business Premium: $7.99 per worker per month
Premium for Individuals: $15.99 per month
In addition to eliminating the bank output fee, Premium gets you Bitcoin from External Employers the same day. It does not affect timing for Team Wages transactions.
The cost of Bitcoin received using Bitwage is Spread-Based. No fixed fee is charged. Please refer to https://support.bitwage.com/bitwage-exchange-rate-spreads to know what is spread applied to your salary